Wedding insurance is inexpensive and considering what you are covering it is worth the cost. The cost of a policy varies depending on how much insurance you purchase but typically ranges between $200-$600. That is a great deal considering how much worry and stress you will be able to rid yourself of during and after your wedding planning.
As you put together your wedding plan, have you been worrying about the weather, loosing the rings, or someone falling and getting hurt? With wedding insurance you can put your mind at ease knowing that these and other concerns will be covered. Coverages vary depending on the policy you choose but typical coverages include:
Extreme Weather
Illnesses or Death of Bride or Groom
Illness or Death of Immediate Family Member
Unexpected Military Deployment of Bride or Groom
Unknown Extra Expenses
Wedding Gifts
Wedding Photos
Damaged or Lost Wedding Attire
Lost or Damaged Wedding Rings
No-Show Vendor Deposits
Cancelation Counseling
Alcohol Related Accidents
Vendor Damage
Bodily Injury Accidents
Wedding Site Property Damage
When looking for a wedding insurance policy check with your current insurance agent first. They would most likely call it a special event insurance policy. If you can't find what you need from your local insurance agent you can search online for wedding insurance and review and purchase a policy online. When shopping for wedding insurance make sure you get liability insurance included which is what covers your accidents and damages. Also, check to see if any of your current insurance policies, such as homeowners, personal property, or umbrella insurance, will give you some liability or property coverages for your wedding.
