Yes, you read it right. A disability insurance policy that you won't have to pay premiums on if you lose your job. It is called ProVider Plus with the Unemployment Waiver of Premium Rider by Berkshire Life Insurance Company of America.

Basically it works like this: If you lose your job you can have your premiums waived up to a year. You will still have the full benefits of your disability policy during that time. This is a great deal if you plan to buy a disability insurance policy and is available in all states except New York and Vermont.

Want a way to understand and keep up with the health care reform process? The "Health Care Reform List" sticks with quick facts and headlines about the health care reform process to keep you informed, but at the same time not too much to overwhelm you.

Updated regularly, it will keep you "in the know" about the health care reform process with easy to read and understand listings of main ideas and facts about the health care reform process.

Here is a great informational long term care website a dedicated reader sent me. It is www.prepsmart.com. Here is some info from their site: "Welcome to your LTCi Buyer's Advocate resource center. Not Just Another Long Term Care Insurance Sales Website...Since 1997, our passion has been to provide you the very best long term care insurance experience. This site features insider tips, tricks and trade secrets of a former insurance agent turned consumer advocate. Here you can learn the pros and cons of group and federal insurance, how to rate insurance companies and lower your premium costs, get product comparisons and reviews, plus information you must know in order to make the optimal choices for your ultimate financial security."

You can take a look around and find a lot of good LTC info. After learning more about LTC insurance don't forget to check out my shopping guide at LTC 101.

President Obama is taking as many steps as he can to promote his plan for health care reform. Just recently he turned to the nation's governors for support.

His recent meeting with a handful of governors, including republicans, is to get the governors involved in helping the democrats on Capital Hill to agree on Obama's health care legislation in which Democrats are still divided on what is the best way to approach the health care crisis.

A key point that Obama wanted the governors to know is to not use terms that will associate Obama's health care plan with the past failed Clinton health care plan.