Medical Payments Coverage
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Definition:
This type of coverage provides payments for medical treatments for bodily injury due to a covered accident and up to the coverage limit. It is generally for the people in your vehicle and has no deductible. This should be used promptly and is encouraged by insurance companies to do so. One reason for this coverage is to help remedy the injured person immediately so they will not feel anguished by what happened and want to sue the at fault driver.
Examples:
Sandy was in her friends car when there was an accident and she hit her head on the dash. Sandy's friend's medical payments coverage reimbursed Sandy for the few stitches she received at the hospital.
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