Hmmmm... why is your life insurance agent persistent in selling you a particular policy? Maybe because it is best for you, or just maybe it is best for your agent.
A life insurance agent's commission depends on factors such as the company's commission plan and how much life insurance the agent is selling. But, agents do make a substantial difference in commission on different plans, particularly term life insurance and cash-value life insurance policies (whole and universal life).
I’m sure the commission is pretty low on term life insurance and just the opposite on whole life. I’m sure it’s not too different than all the investment brokers out there today. I had one that basically took my money and ran and wondered when the investments weren’t doing well why I wouldn’t use him on other investments.