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Bobbie Sage

Updated Articles and Resources

By Bobbie Sage

    Updated Articles and Resources
    • Should I Get Health Insurance for My Pet? Created: Saturday, July 26, 2014 Updated: Saturday, July 26, 2014
      Should you get health insurance for your pet? There are some things to consider before deciding if you should purchase pet health insurance for your furry family member." i--#if expr="$zTP='t3'" --...
    • A College Student’s Guide to Insurance: The Basics Created: Saturday, June 28, 2014 Updated: Tuesday, July 15, 2014
      When attending college there are some special considerations for insurance. Property insurance, health insurance and auto insurance should be reviewed and in addition there are special considerations for college students who study abroad.
    • Banning Aftermarket Car Parts Created: Tuesday, September 14, 2010 Updated: Thursday, July 03, 2014
      The use of aftermarket car parts by insurance companies to fulfill a car accident claim is common. Aftermarket car parts are readily available and in most cases cost much less than OEM parts, or r...
    • 5 Ways to Make Your Car Insurance Better Created: Saturday, June 28, 2014 Updated: Saturday, June 28, 2014
      You have good car insurance but how can you make it better? Here are 5 ways to make your car insurance not just good but better!" itemprop="description"><...
    • The Top Ten Insurance Myths You Need to Know! Created: Monday, May 09, 2005 Updated: Friday, June 27, 2014
      Umbrella Insurance is only for the rich. I am alive so I need Life Insurance, right? My co-worker is uninsured and that doesn't effect my insurance. Learn why these insurance myths are inaccurat...
    • Top Four Ways to Avoid a Car Accident and Keep Your Insurance Premium Low Created: Monday, February 20, 2012 Updated: Friday, June 27, 2014
      Want to keep your car insurance premium low? One way is to not get into a car accident. Of course not all car accidents can be avoided but many can. Here are the top four ways to avoid a car acc...
    • What You Need to Know Before Changing Your Life Insurance Policy Created: Monday, January 31, 2005 Updated: Friday, June 27, 2014
      If you are approached by a life insurance agent and asked to consider canceling your current life insurance policy in order to purchase a replacement policy there are a few things you should know f...
    • Kidnap Ransom Extortion Insurance: It's Real Created: Sunday, April 20, 2014 Updated: Thursday, June 26, 2014
      It is something no one wants to consider. Purchasing kidnap and ransom extortion insurance is not in one's typical insurance portfolio. But, there are some that maybe should consider adding kidnap and ransom extortion insurance before their next trip.
    • Filing an Insurance Complaint With Your State Insurance Commissioner Created: Wednesday, March 17, 2004 Updated: Thursday, June 26, 2014
      Do you feel your agent handled your insurance claim unfairly or possibly broke the law? You do have the right to file a complaint to your state insurance commissioner. Before you find that online ...
    • Term Life Insurance: A Low Cost Life Insurance Policy Option Created: Tuesday, December 09, 2003 Updated: Thursday, June 26, 2014
      Need low cost life insurance? Take a look at the budget friendly option of a term life insurance policy. Term life insurance policy premiums are generally much cheaper than cash-value policies (uni...
    • Understanding Insurance Claims Created: Friday, January 13, 2012 Updated: Wednesday, June 25, 2014
      Knowing more about insurance claims - whether car, homeowners or life insurance claims - before they are filed can ease the fears of the process." itemprop="description" itemprop="description"...
    • What Car, Life, and Travel Insurance Do You Really Need? Created: Wednesday, January 07, 2004 Updated: Monday, June 23, 2014
      One important way to reduce your overall insurance costs is to avoid purchasing insurance policies that you do not need. So, which car insurance, life insurance, and travel insurance policies are not needed?
    • Could Your Life Insurance Company Fail? Created: Monday, October 05, 2009 Updated: Monday, June 23, 2014
      Life insurance is supposed to be the back up plan for our losses. But, have you ever thought about what would happen if your life insurance company went bankrupt? Unfortunately most people don't ...
    • Health Insurance 101 Created: Monday, October 02, 2006 Updated: Monday, June 23, 2014
      There are more choices than ever to find affordable health insurance. One can get their local phone book and search for insurance companies that provide health insurance coverage or one could get ...
    • How to Hire a Contractor for Your Insurance Claim Created: Saturday, January 21, 2006 Updated: Monday, June 23, 2014
      When it comes time to file your homeowners insurance claim, it is important to find a fair and reputable contractor. Here is a list of six steps to take in order to protect yourself and find an hon...
    • Could Your Homeowners Insurance Be Canceled? Created: Tuesday, June 17, 2014 Updated: Saturday, June 21, 2014
      Don't wait until your homeowners insurance is canceled. Make sure you are aware of the most common reasons one's homeowners insurance could be canceled.
    • The Obama Health Care Plan Created: Tuesday, January 29, 2008 Updated: Saturday, June 21, 2014
      Yes, there is a health care crisis and something needs to be done to change it, but for Barack Obama to claim that he can cure it all with the Obama health care plan seems too good to be true. Esp...
    • What You Need to Know About Universal Life Insurance Created: Monday, April 18, 2005 Updated: Thursday, June 19, 2014
      Along with providing a death benefit, universal life insurance also incorporates a savings vehicle. In short, it is like combining a term life insurance policy with a tax-deferred interest accumul...
    • Whole Life Insurance Choices Created: Wednesday, November 19, 2003 Updated: Thursday, June 19, 2014
      Confused about all the different types of life insurance? Check out this info on whole life insurance. Learn about what whole life insurance is and if whole life insurance is a good choice for you....
    • What is Universal Health Care? Created: Monday, June 09, 2003 Updated: Wednesday, June 18, 2014
      Universal health care gained popularity with former President Bill Clinton. Although President Clinton's proposal is looked at as a large failure, it did start the universal health care ball rollin...
    • Bankruptcy and Medical Bills Created: Friday, June 05, 2009 Updated: Wednesday, June 18, 2014
      The terms bankruptcy and health care go hand and hand. Startling estimates have found that more than 60% of bankruptcy filings are for medical bills. Even more startling is that the people filing...
    • New Car? Make Sure You Have Gap Insurance Created: Monday, February 14, 2005 Updated: Wednesday, June 18, 2014
      Just bought a new car? What if an accident occurred soon after taking your brand new ride off the lot? You have full coverage insurance, right? So, you're covered... or maybe not."
    • HIPAA Definition of the Top Three Most Common HIPAA Privacy Exceptions Created: Friday, April 08, 2011 Updated: Wednesday, June 18, 2014
      After understanding HIPAA's definition and how it protects a patient's privacy one may be interested in learning about HIPAA's privacy exceptions. HIPAA's privacy exceptions give health care provi...
    • State Financial Responsibility Laws Created: Wednesday, September 01, 2010 Updated: Wednesday, June 18, 2014
      All states have car insurance requirements. These are called financial responsibility laws. These state insurance laws protect all drivers on the road. Lets take a look at some common questions ...
    • A Affordable Alphabetical Insurance Created: Tuesday, January 29, 2013 Updated: Wednesday, June 18, 2014
      Why do all those insurance companies start with A... They want to be the first to come up in your search. Here's how to choose the best, not the first.
    • Comprehensive Insurance Coverage Created: Saturday, April 01, 2006 Updated: Wednesday, June 18, 2014
      When is Comprehensive Insurance Coverage used and does my insurance deductible apply?
    • Invisalign and Dental Insurance Coverage Created: Wednesday, December 21, 2011 Updated: Wednesday, June 18, 2014
      Invisalign has become a popular choice instead of traditional braces. Some feel the Invisalign results are better than braces and there less problems with Invisalign treatments. There are many reas...
    • Questions Asked to Obtain an Umbrella Policy Created: Saturday, November 15, 2003 Updated: Tuesday, June 17, 2014
      Here is a quick list of information you will need and questions an agent is likely to ask when obtaining an umbrella policy." itemprop="description">
    • About Worker's Compensation Insurance Created: Monday, March 31, 2008 Updated: Tuesday, June 17, 2014
      Most employees don't even think much about the worker's compensation insurance that their employer provides but that can be a big mistake for employees." itemprop="descript't3'" --> itemprop="descr...
    • Insurance Endorsement Created: Wednesday, August 03, 2011 Updated: Tuesday, June 17, 2014
      Insurance endorsements are important additions to an insurance policy. It is important to understand how the insurance endorsement can change the policy.
    • Lifetime Maximum Created: Tuesday, April 06, 2010 Updated: Monday, June 16, 2014
      Do you know your lifetime maximum benefit in your health insurance policy? Not having enough insurance available can be disastrous and everyone should look for a health insurance police with the h...
    • Homeowners Insurance and Your Storage Unit Items Created: Friday, March 29, 2013 Updated: Monday, June 16, 2014
      Don't want to have a garage sale because you just are not ready to part with all your stuff? If this is your thinking then you probably already have a storage unit or have looked into getting one....

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