Updated Articles and Resources

By Bobbie Sage, About.com Guide since 2002

Air Ambulance Services and Insurance Coverage - Emergency Care with an Air Ambulance and How Much Your Insurance Company Will Pay Created: Friday, May 25, 2012 Updated: Friday, May 25, 2012
Will your insurance company pay for your emergency trip to the hospital by an air ambulance? Some insurance companies have a little coverage but many patients are getting stuck with a large bill.
Sinkhole Insurance - What Sinkhole Signs to Look For and When to Contact the Insurance Company About Sinkhole Activity Created: Monday, May 14, 2012 Updated: Monday, May 14, 2012
Sinkhole insurance is usually required for the mortgage on homes in areas prone to sinkholes. Learn what signs to look for and when to contact your insurance company if you find sinkhole activity.
Insurance 101 - Get Your Basics Covered Including Umbrella Insurance, Gap Insurance, and Car Insurance Created: Monday, April 04, 2005 Updated: Saturday, May 12, 2012
Just getting your first home and car insurance? Moving out on your own? Need to know just the facts to get yourself covered? Insurance 101 is the place! Scroll through the most popular insurance...
Home Owner Insurance Policy Limits on Valuables Created: Monday, November 24, 2003 Updated: Tuesday, April 24, 2012
Before you buy more jewelry, check out your home owners insurance policy limits. The standard home owners insurance policy will limit coverage to valuables.
Employee Health Insurance Guide - Understanding Employee Health Insurance Benefits and Supplemental Health Insurance Options Created: Monday, April 23, 2012 Updated: Monday, April 23, 2012
Now that you have the job, next you need to decide on your health insurance and other employer benefits. Here are some resources that will help you understand your employee health insurance option..
Health Insurance Provider Network Created: Monday, April 23, 2012 Updated: Monday, April 23, 2012
The health insurance provider network helps managed health care plans keep overall costs down. Understanding why managed health care plans use health insurance provider networks helps one see why ..
Helpful Tips When Choosing Between Health Care Plans Created: Monday, July 07, 2003 Updated: Monday, April 23, 2012
Having to choose between multiple health care plans can be a daunting task. Here are 10 key areas to consider when you need to find the best health care plan for your needs.
The Basics of Universal Life Insurance Created: Monday, April 18, 2005 Updated: Monday, April 23, 2012
Along with providing a death benefit, universal life insurance also incorporates a savings vehicle. In short, it is like combining a term life insurance policy with a tax-deferred interest accumul..
How to Get Group Health Insurance Coverage Through a Membership Organization Created: Saturday, April 12, 2008 Updated: Monday, April 23, 2012
Are you self-employed, home based, or a writer? Are you looking for discounted group health insurance? Most people obtain health insurance coverage through their employer. This leads to a lower ..
Choosing Mobile Home Insurance - Mobile Home Insurance and Homeowners Insurance, what's the difference? Created: Saturday, April 21, 2012 Updated: Sunday, April 22, 2012
Choosing a mobile home insurance policy does not have to be a hard task. Guest author Dan Seitz has provided this article on mobile home insurance to help explain the differences in mobile home in..
Homeowners Insurance Sudden Water Damage - Does Homeowners Insurance Cover Sudden Water Damage and What is Sudden Water Damage? Created: Tuesday, April 17, 2012 Updated: Tuesday, April 17, 2012
Sudden water damage in one's home can be devastation. Not having the right homeowners insurance coverage for sudden water damage can make it even worse. Learn about what sudden water damage in ho..
Home Insurance Water Damage - What to do about Water Damage and Flood Insurance Created: Friday, April 27, 2007 Updated: Tuesday, April 17, 2012
There is a lot of confusion about what types of water damage is covered under a home insurance policy. With so many home insurance mold claims being denied, home owners are left with a lot of ques..
Worker's Compensation Insurance - What Will You Lose if You Accept Worker's Compensation Insurance? Created: Monday, March 31, 2008 Updated: Thursday, April 12, 2012
If you have ever had a job, you have probably heard of worker's compensation insurance. Maybe you have even received worker's compensation benefits from your employer. Most employees don't even th..
The Extras in Car Insurance Coverages - Roadside Assistance, Collision, Lost Wages, PIP Created: Wednesday, March 21, 2012 Updated: Thursday, March 22, 2012
Would you like cream and sugar with that? Getting extras is nice and there are extras available in car insurance. Extra car insurance coverages such as roadside assistance and collision deductibl..
Your Life Insurance Policy-How to Contact Your Life Insurance Company and File a Claim Created: Wednesday, May 12, 2004 Updated: Friday, March 16, 2012
After a loved one dies, contacting the life insurance company and filing the life insurance policy claim can be confusing and difficult. Find out here what simple steps to take to file a life insur..
Insurance Commissioners Quick List Created: Wednesday, December 10, 2003 Updated: Friday, March 16, 2012
Quick list of your state insurance commissioner's website. Just click on your state to view your commissioner's page and view phone numbers easily.
Are You Car Accident Ready - Getting the Right Car Insurance Premium through Knowing How to File the Insurance Claim Created: Saturday, March 10, 2012 Updated: Saturday, March 10, 2012
Be prepared when you have that car accident. Having the right insurance from the start, knowing how to avoid a car accident, knowing what to do if a car accident happens and knowing how to handle ..
Financial Responsibility Laws - Car Insurance Requirements and State Car Insurance Laws Created: Wednesday, September 01, 2010 Updated: Thursday, March 08, 2012
All states have car insurance requirements. These are called financial responsibility laws. These state insurance laws protect all drivers on the road. Lets take a look at some common questions ..
High Risk? State Health Insurance Coverage is not Cheap but Good for Short Term Health Insurance Created: Monday, December 01, 2003 Updated: Thursday, March 08, 2012
A large majority of states offer risk-pools to help those who may not be able to have or afford health insurance coverage because of their physical condition. It is not cheap health insurance but ..
Car Accident Checklist - What to do After a Car Accident Created: Wednesday, November 19, 2003 Updated: Monday, February 20, 2012
Do you know what information to obtain after a car accident? Here you can find an outline of what procedures to follow after a car accident to ensure you are treated fairly.
How to Avoid a Car Accident - Being a Defensive Driver is Just One Way to Avoid a Car Accident and Keep One's Car Insurance Premium Low Created: Monday, February 20, 2012 Updated: Monday, February 20, 2012
Want to keep your car insurance premium low? One way is to not get into a car accident. Of course not all car accidents can be avoided but many can. Here are the top four ways to avoid a car acc..
Understanding Indemnity Health Insurance Plans Created: Monday, February 06, 2006 Updated: Friday, February 17, 2012
Unlike HMO and PPO health insurance plans, most indemnity policies allow you to choose any doctor and hospital that you wish when seeking health care services. Indemnity plans are considered fee-fo..
Choosing Disability Insurance Created: Monday, April 10, 2006 Updated: Friday, February 17, 2012
Disability insurance can play a crucial role in keeping you financially afloat if a disabling illness or injury strikes. But a survey by The Consumer Federation of America and The American Council..
Liability Car Insurance - Why Not to Choose the State Minimum Liability Insurance and How You Can Decide What Your Minimum Car Insurance Should Be Created: Thursday, March 11, 2010 Updated: Friday, February 17, 2012
Liability car insurance is one part of your car insurance policy. It is meant to protect you if you are found liable or responsible for something. Unfortunately, many choose the legal minimum lia..
Insurance Claims Adjuster - Understanding the Insurance Claims Process Created: Wednesday, February 08, 2012 Updated: Wednesday, February 08, 2012
How does an insurance claims adjuster process and insurance claim? What about a public claims adjuster? The insurance claims process can seem complicated but knowing more about who processes insu..
6 Steps to Hiring the Right Contractor for Your Insurance Claim Created: Saturday, January 21, 2006 Updated: Wednesday, February 08, 2012
When it comes time to file your homeowners insurance claim, it is important to find a fair and reputable contractor. Unfortunately there are contractors that prey on people’s fears and anxiet..
How to Make a Property Insurance Inventory List Created: Monday, August 04, 2003 Updated: Thursday, January 26, 2012
Whether you are an established family or just starting out, you probably have property that is covered under your insurance. Items like your automobile, furniture, and personal possessions are some..
Insurance - When You Don't Need Car and Life Insurance Created: Wednesday, January 07, 2004 Updated: Sunday, January 22, 2012
One important way to reduce your overall insurance costs is to avoid purchasing insurance policies that you do not need. So, which car insurance, life insurance, and travel insurance policies are n..
Annuity Created: Saturday, January 21, 2012 Updated: Saturday, January 21, 2012
An annuity can be a helpful tool for retirement. But, understanding the differences in annuities, such as a fixed annuity and variable annuity, along with the many other differences in annuities c..
5 Steps to Filing Your Auto Insurance Claim Created: Monday, July 19, 2004 Updated: Wednesday, January 18, 2012
Five basic steps in filing your auto insurance claim: From deciding if you should file to expecting the call from the insurance company, learn what steps you need to take to file a successful auto ..
Insurance Claims - Understanding Car Insurance, Homeowners Insurance, and Life Insurance Claims Created: Friday, January 13, 2012 Updated: Friday, January 13, 2012
Filing an insurance claim can be a worrisome process. It does not always have to be that way. Knowing more about car insurance claims, homeonwers insurance claims and life insurance claims before..
Before the Insurance Quote or Claim - Your State Insurance Rights Created: Wednesday, March 17, 2004 Updated: Wednesday, January 11, 2012
Do you feel your agent handled your insurance claim unfairly or possibly broke the law? You do have the right to file a complaint to your state insurance commissioner. Before you find that online ..

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