Your Right to be Treated Fairly: Claims and Service

Filing an insurance claim can be a worrisome process. It does not always have to be that way. Knowing more about car insurance claims, homeonwers insurance claims and life insurance claims before an insurance claims is filed can ease the fears often associated with the insurance claims process.

Now that you have your insurance policy, do you understand what it means? This is often a problem. Many people go to get their insurance policy and after letting the insurance agent prepare their insurance policy, they just walk out the door without a question. The same thing happens when one gets an online insurance quote and buys an insurance policy online.

Did you pay all your bills this month? Your insurance company wants to know. Credit scoring, the term used by insurance companies to rate your credit, has been a disaster for some consumers. Find out if your credit score can change your insurance quote or insurance policy.

Five basic steps in filing your auto insurance claim: From deciding if you should file to expecting the call from the insurance company, learn what steps you need to take to file a successful auto insurance claim.

Do you feel your agent handled your claim unfairly or possibly broke the law? You do have the right to file a complaint.

When starting a new insurance policy there are certain characteristics that must be present for the contract to be legally enforceable. Is your contract legal? Sign-up for this 1 week mini-email course to find out.

The use of aftermarket car parts by insurance companies to fulfill a car accident claim is common. Aftermarket car parts are readily available and in most cases cost much less than OEM parts, or replacement parts by the original manufacturer. These are large reasons why insurance companies prefer to use aftermarket parts. But are lower costs worth the risks that some say are associated with aftermarket car parts?

When a vehicle is taken to the repair shop, the damaged replacement parts used may include aftermarket parts. Aftermarket parts are not made by the original manufacturer. Depending on who one asks, the aftermarket parts used may be equal, better, or worse in quality than the original manufacturer parts.