1. Home
  2. Business & Finance
  3. Personal Insurance

Prevention and Protection Ideas and Tips for Your Home or Condo

Keeping your home or condo in good shape by preventing damage and accidents not only protects your investment but saves you money on insurance by reducing potential claims. Here you can find ideas and tips on how to protect your home or condo from things such as natural disasters, mold, liability accidents, and more.
Water Damage to Your Home
There is a lot of confusion about what types of water damage is covered under a home insurance policy. With so many home insurance mold claims being denied, home owners are left with a lot of questions when it comes to water damage to their home. Let's take a look at what types of water damage is covered under your home insurance policy and what to do if water damage happens to your home.
High-Risk Dogs and Your Insurance
So what happens when insurance companies start classifying certain dog breeds as high-risk? Well, homeowners with those specific dog breeds may have a hard time qualifying for a homeowners insurance policy. Current policy holders are also affected by paying more to own a high-risk breed or possibly being dropped after a liability claim from a dog incidence.
Preparing for a Flood
Even if you don’t live in a flood zone, it is still possible you could be affected by flood damage. Floods are more common that most may think. Many mistakenly believe that if a devastating flood was to strike their area the government would step in and help. Learn about the 2 step process to protect your family and home from flood damage.
Mold Not Covered
Do you have mold in your walls? Currently mold is not covered in most policies. Find out here how to test your home and prevent future problems.
6 Steps to Keep Your Home from Being Underinsured
Keeping your home properly insured can save you a lot of grief and disappointment later if you have to file an insurance claim. A large amount of homes in America are underinsured. Here are 6 steps you can take to keep your home from being underinsured.
Keeping Track of Your Personal Property
Do you have your inventory list made? It is important to make a list of your personal property in case of an unfortunate incident such as a fire or theft.
Home Accident Spring Cleaning Project #1: Protect Yourself Against Carbon Monoxide and Fires
Carbon monoxide is a poisonous gas that is deadly, and and unexpected fire can be devastating to your family and home. Follow these suggestions to eliminate the risk of carbon monoxide poisoning and fires from your home:
Home Accident Anytime-Cleaning Project #2: Poisonous Home Chemicals
Poisonous Home Chemicals Include Such Items As: Cleaning Products, Detergents, Bug Spray, and Pet Flea Collars. Also, be aware of overdose items such as Children's Medicine, Vitamins, and Toothpaste. Many unneeded hospital visits, and insurance dollars, are preventable when a few simple steps are followed to keep your home safe from poisonous chemicals accidents.
Home Accident Anytime-Cleaning Project #3: Physical Hazards
Physical hazards in the home are also a large part of emergency room visits and insurance dollars that are greatly preventable by a small amount of prevention efforts. Take some time to do this Physical Hazards Home Accident Anytime-Cleaning Project to make your home safer.
Explore Personal Insurance
About.com Special Features

10 Things You Can Do Today to Improve Your Credit

Easy steps to take control of your credit card debt. More >

Holiday Central

What to eat, where to go, fun things to do and how to save money on the perfect gifts. More >

  1. Home
  2. Business & Finance
  3. Personal Insurance
  4. Home & Condo Insurance
  5. Prevention

©2009 About.com, a part of The New York Times Company.

All rights reserved.