Definition: Collision or Accident Insurance Coverage is coverage that pays to repair or replace your car after a car accident or collision. A deductible can apply depending on the insured's requests at the start of the policy. In most states insurance collision or accident coverage is an optional and is not usually a required insurance coverage.
Examples: After the car accident, Janice reported it to her insurance agent. Her agent said the claim would be covered by the collision or accident insurance coverage she had requested at the start of her policy.
