One can purchase mechanical breakdown insurance with a new or used car depending on the insurance company. Mechanical breakdown insurance can also be purchased in addition to a car warranty and be used in conjunction with a car warranty, although the car warranty would be used first and the mechanical breakdown insurance would cover any eligible expenses not covered by the car warranty.
Just like a car warranty, there are exclusions to mechanical breakdown insurance. Some of these exclusions include regular maintenance (tune-ups, brakes, tires, etc.), corrosion, misuse, and intentional damage.
Mechanical breakdown insurance can be purchased by most car insurance companies. Before one extends their car warranty, it is a good idea to do some price comparisons. Many often find that mechanical breakdown insurance is a better buy than an extended warranty.
