Articles Index - page 2

Doing an Online Career Search? Think Insurance First
Advancing your career can often mean regular job changes. Now, more than anytime in the past, people have more job changes and are regularly doing online career searches. With new job changes comes benefit changes. Sometimes, you may choose to advance your career and get a new job just for a bigger paycheck but you may want to slow down that career search because that new job may not pay off like you expected.

Domestic Partner Health Insurance 101
Domestic partner insurance is when an unmarried couple in a committed relationship decide to share an insurance plan. Finding an insurance company that will accept you and your domestic partner can sometimes be a lengthy, time consuming process. Take a look at Domestic Partner Insurance 101 for information and help in finding domestic partner insurance.

Understanding Your Health Savings Account
Using a health savings account to supplement your current health insurance coverage is a great way to save money on your health care costs. Along with saving money on your health care costs, an HSA can help you get your money working by earning you interest. And, you can save your HSA money tax-free. Check out these Top 10 HSA Frequently Asked Questions.

Understanding the Three Types of Health Savings Accounts
A health savings account usually supplements one's current insurance coverage. These types of health savings accounts pay for medical expenses that your health insurance coverage typically does not pay for. Depending on the plan you choose, whether a HSA, FSA, or HRA, the money is deposited either by you or an employer before it is taxed so it's like paying for out of pocket medical costs tax-free. Often you can earn interest on your money while it is sitting there waiting for you to use it.

The Why’s and How’s of Keeping a Medical Log
Keeping a medical log of things such as conversations with your physicians, different procedures and surgeries performed, and prescription drugs prescribed is a way for you to be a pro-active participant in your HMO plan or other health insurance plan you participate in. Mistakes in insurance billing happen and if you have forgotten exactly what took place in your medical care or have no personal documentations, then it may be harder for you to challenge your insurance company if needed.

Health Insurance 101
There are more choices than ever to find affordable health insurance. One can get their local phone book and search for insurance companies that provide health insurance coverage or one could get online and quickly find web sites that can provide a health insurance quote. But just looking for affordable health insurance coverage can lead to gaps in your health insurance coverage.

Using Your Health Insurance Plan Wisely
The doctor you choose to provide you with your health care services through your health insurance plan is important. This will be the person who can ultimately change your future health for the better or worse. Choosing your health insurance plan doctor should not be a quick decision, but a researched choice based on the doctor's credentials and performance along with how the doctor will work with your individual health insurance or family health insurance plan.

Discount Medical Cards
Middle class America is most affected by the healthcare crisis. They are working and contributing to society but many are without medical benefits and can't find affordable or cheap health insurance. They make too much to qualify for Medicaid, but too little to afford the high premiums of insurance.

Student Health Insurance Needs
If you are still under your parent’s health insurance, but will soon attend college or move out on your own, it’s time for you to start reviewing how you will cover your student health insurance needs.

About Indemnity Health Insurance Policies
Unlike HMO and PPO health insurance plans, most indemnity policies allow you to choose any doctor and hospital that you wish when seeking health care services. Indemnity plans are considered fee-for- service health insurance plans. Indemnity health insurance plans offer more flexibility in services, but sometimes that comes with an extra cost. If you have the opportunity to choose an indemnity policy for health insurance, here are five important points to remember.

Avoiding High Insurance Costs by Self-Insuring
Having a nice insurance portfolio can give one a sense of peace and security that all their needs will be met if an unfortunate emergency arises. But all to often we don't have enough insurance due to the inability to purchase what we need because of the cost. If you have been looking for a way to purchase more amounts of insurance, more policies, or just cut your current insurance costs self-insuring may help.

Infertility Treatments and Insurance: 5 Steps to Determine Coverage
Although many insurance companies do not specifically cover infertility treatments, that doesn’t mean every infertility treatment is excluded. Many plans may provide limited infertility insurance coverage or may be required, under state mandate, to provide some coverage.

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