Personal Insurance

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Home & Condo Insurance

Homeowners and Condominium Insurance Frequently Asked Questions

Here you can find the most frequently asked questions about homeowners and condominium insurance. Just click on a question for the answer.

Should I Insure My Personal Possessions?

What would it cost to replace the contents....

How Much Homeowners Insurance do I Need?

The higher your coverage, the less you will have to pay....

Do I Have to Buy Homeowners Insurance?

Yes, if you have a mortgage on your home...

What is homeowner's insurance?

Homeowner's insurance is insurance that pays for damage to your home and other structures on your property...

Why didn't the insurance company pay the appraised value of my loss?

Why didn't my policy pay for damage caused by a flood?

Why didn't my policy pay for seepage, dry rot, and vermin?

Why didn't my insurance pay to replace everything I lost?

Why did the insurance company not renew my policy?

Why is the company charging me more than my agent quoted me?

What is the difference between replacement cost and ACV?

Can I Add Extra Coverages to My Homeowners Policy?

Yes you can and you should talk to your insurance agent about what extra coverages you may need in order to make sure you are fully insured. Popular add-on coverages include antique insurance coverage, home business insurance and umbrella insurance coverage.

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