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Life Insurance Frequently Asked Questions

Educate yourself by learning more about the most frequently asked questions in life insurance.
What About Suicide...Can Life Insurance Still be Collected?
Each life insurance policy is different, but most contain a suicide provision. The suicide provision states that if a life insurance recipient dies as the result of suicide...
Should I Buy Term or Cash-Value Life Insurance?
There are many life insurance options available. Who should choose term? Which one has a lower cost? Can I build cash value with my life insurance that I can borrow against?
How Does The Insurance Company Determine My Life Insurance Premium?
Life insurance premiums are largely based on two factors but other smaller factors play a significant role too. Are you "uninsurable"...find out how a life insurance company would classify you.
How Much Life Insurance Do I Need?
The answer to how much life insurance does one need can be different for everyone but there are some basic guidelines to help you figure out a life insurance amount that might be right for you.
How Much Commission Does a Life Insurance Agent Make?
A life insurance agent's commission depends on factors such as the company's commission plan and how much life insurance the agent is selling. But, agents do make a substantial difference in commission on different plans...
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