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Do I Have Insurance Coverage for a Rental Car after a Car Accident?

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Question: Do I Have Insurance Coverage for a Rental Car after a Car Accident?
Answer: It would depend on your car insurance policy. In order to receive a rental car after you have had a car accident you would have needed to add that option to your car insurance policy. If the coverage is on your car insurance policy then you should be able to have a rental car for up to 30 days while your car is being repaired. Even if you did not add the rental car coverage when you started your car insurance policy, your insurance agent may have put rental car coverage on your car insurance policy so just call your insurance agent to verify if you have the coverage or not.

Sometimes people unknowingly think that their motor club membership will provide them with a rental car if they get into an accident. Motor clubs typically provide emergency services such as towing and battery jumping and don't provide rental cars or rental car reimbursement if you needed a rental car while your car is being repaired. So, although being a part of a motor club is a good idea for extra coverage and they may even provide a discount on a rental car if needed, don't depend on your motor club to provide you with a rental car.

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