Most Recent Articles...

How To Get the Best and Cheapest Motorcycle Insurance
Now that you have found the bike for you, it's time to get it insured. But, before you call just any insurance agent you will want to learn how the insurance company decides your rate.

How to File a Life Insurance Claim
After a loved one dies, filing the life insurance claim can be confusing and difficult. Find out here what simple steps to take and find out who to contact if you cannot find your loved one's policy.

The Top Four Questions to Consider When Choosing A Condominium Insurance Policy
Condominiums and townhouses have special insurance needs. They don’t need as much insurance as a house, but owners have more to insure than a renter. Find out here what you need to know about condominium insurance and how to avoid coverage gaps.

The Top 5 Questions to Ask Yourself When Choosing Dental Insurance
Dental insurance can be an effective way to prevent damage to your teeth and gums, but when determining what policy would fit you best, there are some questions you may want to ask yourself first before purchasing your next policy.

How to Know if Your Insurance Contract is Legal
When starting a new insurance policy there are certain characteristics that must be present for the contract to be legally enforceable. Is your contract legal? Sign-up for this 1 week mini-email course to find out.

Travel Planning and Insurance
Having excellent medical insurance does not always guarantee coverage when traveling abroad. Purchasing an additional travel insurance policy can cover possible problems that your current insurance may not cover.

Filing a Complaint With Your State Insurance Commissioner
Do you feel your agent handled your claim unfairly or possibly broke the law? You do have the right to file a complaint.

Considering Disability Income Insurance
Can you believe that according to some estimates one out of every ten persons will become permanently disabled before age 65? If you became that “one” and you could not perform your current job, what options would you have? You may want to consider disability income insurance.

Is an Annuity Right For You?
Have you maxed out your 401K and IRA and need another tax-advantaged retirement vehicle that doesn't force you into contribution limits? Are you a doctor, lawyer, CPA, architect, or financial planner? If you answered yes to either of these questions, then you may want to look into an annuity.

Understanding Your Homeowners Policy
Do you understand the coverages in your homeowners policy, or do you just hope your agent has you covered? Are you paying for coverages you don't need? Here you can find out what all those coverages really mean.

Don't Buy Insurance You Don't Need
One of the best ways to save on your insurance costs is avoid purchasing policies that you don't need. Policies in which the risk is so small to you that you would be better off assuming the risk yourself, are examples of policies you should avoid.

Will Some Cattle Producers Survive U.S. Mad Cow with Insurance?
Cattle producers from a handful of U.S. states had the option in June of 2003 to buy into a federally subsidized insurance program to protect themselves from price fluctuations, such as what the U.S. mad cow scare might cause. Unfortunately, as cattle producers now scramble to buy protection, the USDA has stopped further insurance applications due to the mad cow scare. What can personal insurance consumers learn from this?

Why Every Policyholder Needs Umbrella Insurance
Umbrella insurance is not just for the wealthy. With the common occurrence of lawsuits, learn why it is a must for every home, auto, and watercraft owner.

Make Sure Your RV is Protected Before Hitting the Road
Having the comforts of home is the nice advantage of RV traveling, but what happens when your personal property gets lost or stolen? In most cases your auto and home insurance is not adequate and you may need a special RV policy.

Cosmetic/Reconstructive Surgery: What Does Insurance Cover?
According to the American Society of Plastic Surgeons, approximately 6.6 million Americans had plastic surgery in 2002. That comes out to a lot of money in doctor fees, so who is paying the bill?

Keeping Track of Your Personal Property
Do you have your inventory list made? It is important to make a list of your personal property in case of an unfortunate incident such as a fire or theft.

Telecommute and Home Business Insurance Options
Are you thinking about starting a business out of your home or do you telecommute from your current job? You will want to read this one.

Protecting Yourself Against Automobile Insurance Fraud
Have you been a victim of auto insurance fraud? Find out here what to look for and a list common scams.

2004 Election: Universal Health Care and Your Insurance
This is the first in a series of articles reviewing one of the top issues for the 2004 presidential candidates. Find out how this issue can effect your insurance and a review of Rep. Richard Gephardt's newly proposed plan.

Boat Insurance: Coverage's and Discounts
Getting your boat ready for the water? Check here to make sure you have all the insurance coverage's you need and the discounts you may be entitled to.

Choosing the Right Pet Insurance
Have you thought about pet insurance? Find out more about pet insurance and information on five top companies.

Life Insurance For Parents
Parents: How much life insurance do you need? Here are two quick and simple calculations that will help you determine your needs.

Home Buying: You Don't Have to Pay PMI
Find out what PMI is and how you can avoid paying it when you purchase your next home.

Knowing Your Health Plan Exclusions
What is covered on your health plan? What isn't? Find out here how to be sure what is not covered and view a list of common exclusions.

Auto & Home Savings
Two separate lists detailing many savings opportunities for your auto or homeowners insurance. Easily print these lists to take with you when shopping around for insurance.

Whole Life Insurance Choices
Are there choices in whole life insurance? Is it a good investment tool? Learn about your choices and investment information here.

HIPAA and Your Privacy
The Health Insurance Portability and Accountability Act was signed into law on August 21, 1996 but health insurance companies did not have to fully adhere to the guidelines until recently. Find out here how the HIPAA affects you and ways to see if your health insurance company is protecting your privacy.

Bad Credit=Bad Driver?
Credit Scoring is now used by most insurance companies. Is this a good idea? Find out here what critics are saying and how credit scoring may effect you.

What to Do After an Auto Accident
An auto accident does not only wreck your car, but also your nerves. Remembering what to do and the information to retrieve can be difficult. This list will help. Take time to review this list and then make sure to print it out and save a copy in your car.

Before You Buy Insurance Online
Now is the time to buy insurance online-or is it? Find out here if buying your insurance online is the right choice for you and what other options you have.

Term Life Insurance: Insurance for Your Budget
Need life insurance but feel you don't have enough in your budget to pay the premiums? Take a look at the budget friendly option of term life insurance.

Renter's Insurance: Why and How Much?
Renter's insurance is not just for your property. Find out here why you need it even if you have no property!

Mold Not Covered
Do you have mold in your walls? Currently mold is not covered in most policies. Find out here how to test your home and prevent future problems.

Homeowners Policy Limits on Valuables
Before you buy more jewelry, check with your homeowners policy limits. The standard homeowners policy will limit coverage to valuables.

Who Should Consider Long Term Care Insurance?
If you acquire a long term illness or disability, do you want your relatives to pay for your care? If not, then long term care insurance may be a good choice for you.