Life Insurance Information and Tools

Articles Index

Term Life Insurance: A Low Cost Life Insurance Policy Option
Need low cost life insurance? Take a look at the budget friendly option of a term life insurance policy. Term life insurance policy premiums are generally much cheaper than cash-value policies (universal and whole), especially if you are young and in good health and a low cost term life insurance policy does exactly what you expect it to do by financially taking care of your beneficiaries if you die.

Whole Life Insurance Choices
Confused about all the different types of life insurance? Check out this info on whole life insurance. Learn about what whole life insurance is and if whole life insurance is a good choice for you.

What to do After Your 401K and Traditional IRA
Have you maxed out your 401K plan and traditional IRA and need another tax-advantaged retirement vehicle that doesn't force you into contribution limits? Are you a doctor, lawyer, CPA, architect, or financial planner? Are you already retired and worry that you may run out of money? If you answered yes to any of these questions, then you may want to look into an variable or fixed annuity.

When You Need to Flile a Life Insurance Policy Claim
After a loved one dies, contacting the life insurance company and filing the life insurance policy claim can be confusing and difficult. Find out here what simple steps to take to file a life insurance policy claim and find out who to contact if you cannot find your loved one's life insurance policy.

Parents: What Amount Should You Have in a Life Insurance Policy?
As a parent, you know you need a life insurance policy, but how much? What is the minimum amount your survivors would need for the monetary loss of you or your spouse? It is estimated to raise a child from birth to college can cost anywhere in the neighborhood of $700,000! Here are some quick and simple ways to get an idea of how much your life insurance policy should be.