Homeowners Insurance

Articles Index

Understanding Your Home Owners Insurance Policy
Do you understand the coverages in your home owners insurance policy, or do you just hope your agent has you covered? Did you get an online insurance quote and are you paying for home owners insurance coverages you don't need? Weather you are searching for insurance online or with a local agent, here you can find out what all those home owners insurance policy coverages really mean.

Home Buying: You Don't Have to Pay Private Mortgage Insurance or PMI
Private Mortgage Insurance, or PMI, is a type of insurance that insures the lender in case the buyer defaults on the loan. The lender, or bank, requires PMI when the buyer has a down payment less than 20% of the asking price of the home. Private mortgage insurance has good and bad points, and there are ways to avoid paying it without putting down the required 20%.

Do You Need Work at Home Business or Telecommute Insurance Coverage?
If you have a work at home business or telecommute, you will want to read this article. The standard home owners insurance policy only covers a minimum amount for office equipment, and your home owner's liability coverage is only for non-business activities.

Are You A Home Owner with Insurance that Limits Coverages on Valuables?
Before you buy more jewelry, check out your home owners insurance policy limits. The standard home owners insurance policy will limit coverage to valuables.