Articles Index
"The Health Care Reform List" - Quick Facts and Headlines to Keep You Informed
What's going on with health care and Obama? Find out here with this list of health care reform quick facts and important developments.
Shopping for Life Insurance Quotes
So, you have decided to shop around for life insurance quotes. Want to save a few thousand dollars on your next life insurance policy? Well, think about how long you pay for life insurance and how much of a life insurance quote difference of $5 per month would make over a 30 year term life insurance policy. Now take that figure ($1800) and think about how much more that would be if you would have had it to invest. It really adds up!
Top Ways to Turn Your Current Car Insurance Into Cheap Insurance
Are you getting cheap insurance for your car? Get your car insurance policy and compare your savings with this list to see if you are getting all of the savings you are entitled to, or print it out and use it when getting a new policy or obtaining an online car insurance quote.
Your 5 Step Guide to Shopping for the Best Term Insurance Rate
Term insurance is a great way to get a lot of life insurance for a low price. It is very straight forward too: You get a term life insurance quote online or with your local term insurance company and then buy a certain $$ amount of insurance for a "term" of time (such as 10 or 20 years) for a specified monthly, quarterly, or yearly premium. Although term insurance seems simple enough, here are some term insurance shopping hints to help you save money and get the best term insurance rate.
Bankruptcy and Medical Bills
The terms bankruptcy and health care go hand and hand. Startling estimates have found that more than 60% of bankruptcy filings are for medical bills. Even more startling is that the people filing for bankruptcy for medical bills are not just the uninsured but people that did indeed have health insurance.
Tough Times and Life Insurance: When is it Time to Cancel the Life Insurance?
When tough economical times come, many households find ways to cut expenses. Salary cuts and job losses are among the many reasons why expenses need cut, but when the question to cut life insurance arises you may want to think twice before you choose to cancel your life insurance policy.
How The Critics Feel About Obama's Plans to Reform Health Care
President Obama is ready to reform health care in America. His $634 billion health care bill proposal is said to be just a down payment for future insurance reform. Of course with that much money being spent and with health insurance reform being a hot topic since the failed universal health care proposal by President Clinton, Obama is going to have his critics.
Health Care Reform - Why Will This Work Now?
Until recently, the universal health care pros and cons for the U.S. have been debated but largely nothing much has been done to change the current failing system. Maybe it is because the term "universal health care" seems to still spell "failure" due to the Clinton era of health care reform. But why was that such a failure and why does Obama feel a national health care system will work for the U.S. now?
Obama Healthcare Reform and How He Plans to Pay for It
President Obama has made healthcare reform a priority from the beginning of his presidency. He first started with COBRA reform and now has proposed a whopping $634 billion as a down payment on a larger healthcare plan. After having the Obama health care plan explained, many who have given the Obama health plan a good analysis are worried about how President Obama plans to pay for his healthcare reform.
Obama's Health Care Reform Proposal
President Obama is ready to reform the health care system. He has already proposed a $634 billion down payment on what he says is a moral and fiscal obligation. Let's take a look at what the Obama administration has proposed to try and fix America's failing health care system.
The Basics of a Supplemental Health Insurance Plan
Aflac has made supplemental health insurance popular with their quirky duck. But what is a supplemental health insurance plan and do you need it?
The Quick Financial Crisis Financial Adviser
Who out there needs a financial adviser? There are thousands of financial crisis tips and secrets out there to scare away anyone just trying to find a basic debt cure. Especially in a financial crisis, finding a debt cure along with having the right insurance protection will assure anyone long-term financial peace.
When To Continue COBRA Insurance Coverage
Although continuing COBRA insurance coverage through one's employer is a good option for many, it may not be the best choice for everyone. Depending on one's health status, finding private insurance to fill the gap may provide adequate coverage without the costly price tag of COBRA insurance.
Shopping for Long Term Care Insurance
Long term care premiums and long term care costs don't have to be unaffordable. This long term care shopper's guide will help anyone find the best long term care insurance agent, company, and policy to best suit their needs.
Insurance Commissioners Quick List
Quick list of your state insurance commissioner's website. Just click on your state to view your commissioner's page and view phone numbers easily.
Car Insurance Requirements
Here is a great state-by-state chart listing the minimum car insurance bodily injury and property damage liability limits. Also find out what the limits mean along with other helpful related links.
New Car? Make Sure You Have Gap Insurance
Just bought a new car? What if an accident occurred soon after taking your brand new ride off the lot? You have full coverage insurance, right? So, you're covered... or maybe not.
Gap Car Insurance Coverages
Getting a new car is great and making sure you have the insurance coverages you need for that new car is one of the most important things you can do to protect your new vehicle. Of course, you don't want to have a gap in insurance so that is why you need to have gap car insurance. Yes, getting gap insurance coverage is important but it is just as important to know what those coverages mean.
The Stimulus Bill and COBRA Benefits
The American Recovery and Reinvestment Act, signed into law by President Obama on February 17, 2009, is a $787 billion stimulus bill. One of the many provisions of the bill is to directly provide relief to millions on the COBRA plan or ex-employees who need COBRA coverage. This "COBRA stimulus plan" will provide enrollees a COBRA premium subsidy along with providing COBRA benefits to ex-employees who denied coverage.
Does Your Insurance Company Offer Gap Insurance?
Pay twice for gap insurance? Who wants to do that. No, you don't get double the coverage but only double the payment. How could that happen? Well, it happens when you already have gap insurance coverage through your insurance company and then buy a gap insurance policy either because the dealer has pressured you into it or you just did not realize you already had the insurance.
The Top 5 Questions to Ask Yourself When Choosing A Dental Insurance Plan
Dental insurance can be an effective way to prevent damage to your teeth and gums, but when determining what dental insurance plan would fit you best, there are some questions you may want to ask yourself first before purchasing your next policy.
Where to Purchase Gap Insurance
Purchasing gap insurance is important for many. If you are buying a new car or leasing, in most cases it is a must. But, when it comes time to purchase that gap insurance policy, have you thought about what company you want your gap insurance through?
John McCain's Health Care Plan
John McCain is not buying into the democrat's universal health care plan, but he has some good ideas to help families manage health care such as reforming the tax code to allow more people to get a tax credit for their healthcare. The worst part of the McCain health care plan is that he does not acknowledge that the 45-50 million American women, men, and children that don't have any healthcare at all is not the biggest problem.
Hillary Clinton and Universal Health Care
Hillary Clinton is passionate about a universal health care plan for America. She was a driving force with her husband when he tried to introduce a universal health care plan during his time as president. Unfortunately for the Clinton administration, that plan was viewed largely as a failure but it did get America thinking.
Help! I Need Affordable Health Insurance
What do you do when you don't have a job and can't get affordable individual or family health insurance from an employer? Or, what about all the families that have jobs but still cannot afford the health insurance offered by their employers and can't find an option for affordable health insurance? There are affordable health insurance options out there that, in fact, many Americans have already implemented and are beating the rising battle against being uninsured.