Articles Index

Travel Insurance
Having excellent medical insurance does not always guarantee travel health insurance coverage when traveling abroad. Purchasing an additional travel health insurance policy can cover possible problems that your current health insurance may not cover.

Membership Organizations and Health Insurance
Are you self-employed, home based, or a writer? Are you looking for discounted group health insurance? Most people obtain health insurance coverage through their employer. This leads to a lower insurance premium because the risk is spread out among the group of members. Not employed? You may still be able to benefit from group health insurance through a membership organization even if you do not work.

Short Term and Temporary Health Insurance
When one is looking for health insurance choices, there are a vast variety to choose from. Most people choose the health insurance from their employer or their spouse's employer. But, there are many unique lifestyle situations people face and that requires unique health insurance choices. Short term or temporary health insurance may be an option for some.

About Worker's Compensation Insurance
If you have ever had a job, you have probably heard of worker's compensation insurance. Maybe you have even received worker's compensation benefits from your employer. Most employees don't even think much about the worker's compensation insurance that their employer provides but that can be a big mistake for employees.

Changing Lives, Changing Needs: Marriage and Your Insurance
Of course, thinking about how marriage will affect insurance is not at the top of a couple’s list when the wedding vows are taking place, but with every life stage and change, insurance needs to be a priority. The basics such as name and address changes are not the only insurance evaluations that need to be considered before and after the marriage.

Questions Asked to Obtain an Umbrella Policy
Here is a quick list of information you will need and questions an agent is likely to ask when obtaining an umbrella policy.

Your 5 Step Guide to Shopping for the Best Term Life Insurance Rate
Term life insurance is a great way to get a lot of life insurance for a low price. It is very straight forward too: You get a term life insurance quote online or with your local term life insurance company and then buy a certain $$ amount of insurance for a "term" of time (such as 10 or 20 years) for a specified monthly, quarterly, or yearly premium. Although term life seems simple enough, here are some term life shopping hints to help you save money and get the best term life insurance rate.

Hillary Clinton and Universal Health Care
Hillary Clinton is passionate about a universal health care plan for America. She was a driving force with her husband when he tried to introduce a universal health care plan during his time as president. Unfortunately for the Clinton administration, that plan was viewed largely as a failure but it did get America thinking.

What You Need to Know About Universal Life Insurance
Along with providing a death benefit, universal life insurance also incorporates a savings vehicle. In short, it is like combining a term life insurance policy with a tax-deferred interest accumulating savings account.

John McCain's Healthcare Plan
John McCain is not buying into the democrat's universal healthcare plan, but he has some good ideas to help families manage healthcare such as reforming the tax code to allow more people to get a tax credit for their healthcare. The worst part of his healthcare plan, is that he does not acknowledge that the 45-50 million American women, men, and children that don't have any healthcare at all is not the biggest problem.

Barack Obama's Health Care Plan
Yes, there is a health care crisis and something needs to be done to change it, but for Barack Obama to claim that he can cure it all with his plan seems too good to be true. Especially since he says that he will reduce premiums for people who already have health insurance. I see that doable for some, but some people still get health insurance at no cost, or very little cost. But, I kept reading and he actually has a very comprehensive health care plan that may just be what American needs.

What Car, Life, and Travel Insurance Do You Really Need?
One important way to reduce your overall insurance costs is to avoid purchasing insurance policies that you do not need. So, which car insurance, life insurance, and travel insurance policies are not needed?

Car Insurance Requirements
Here is a great state-by-state chart listing the minimum car insurance bodily injury and property damage liability limits. Also find out what the limits mean along with other helpful related links.

Insurance Companies that Provide Domestic Partner Benefits
Here is a comprehensive list, by state, of insurance companies that provide insurance for domestic partners. Providers on this list are for individuals and companies looking for group health plans for themselves and their domestic partner and include various coverages such as medical, dental, and life.

The Top 10 Personal and Business Insurance Tax Dos and Don'ts
When tax preparation time comes there can be an array of questions about federal tax deductions and what to report as income on your federal tax return. This Insurance Tax Dos and Don'ts list of federal tax tips will hopefully help many with federal tax questions regarding insurance whether on a personal or business level.

The Best Little List of Insurance Tips Ever!
If you have trouble reading a full article on any insurance subject, these quick tips will get you enough insurance knowledge to make you look like you know what you are talking about... and I bet you will learn a thing or two! Of course, going more in depth with your insurance knowledge is best so let this be a springboard for you to eventually dig into more insurance information!

What You Need to Know Before You Meet with the Life Settlement Company
Do you have a life insurance policy and have considered cashing out or a life settlement? If you have a severe medical condition, terminal illness or are facing your later years in life you may have considered such options as life settlements or viatical settlements. Understanding what is the best option for you starts with research.

Endowment Life Insurance and College
Paying for your child's college education is a scary thought these days. There are so many investment choices available it can be confusing. Some families turn to endowment life insurance policies when adding security to their college savings portfolios.

You Purchased an Affordable Life Insurance Policy, Now What?
Maintain my life insurance policy? Yes! It is great that you found an affordable life insurance policy but purchasing your affordable life insurance policy is just the first step in being a responsible life insurance policy holder. If you want to get the most out of your life insurance policy and you want it to protect your loved ones like it should, there are steps you need to do in order to make sure your life insurance policy stays current and safe.

What are Aftermarket Parts?
When a vehicle is taken to the repair shop, the damaged replacement parts used may include aftermarket parts. Aftermarket parts are not made by the original manufacturer. Depending on who one asks, the aftermarket parts used may be equal, better, or worse in quality than the original manufacturer parts.

When To Continue COBRA Insurance Coverage
Although continuing COBRA insurance coverage through one's employer is a good option for many, it may not be the best choice for everyone. Depending on one's health status, finding private insurance to fill the gap may provide adequate coverage without the costly price tag of COBRA insurance.

Antique Jewelry, Fine Jewelry, Jewelry Gifts? Did You Remember Insurance?
Unfortunately, many people who have antique jewelry and fine jewelry do not insure it properly, and a big segment of uninsured jewelry is jewelry gifts. It can often be an overlooked insurance until the jewelry is lost or stolen.

Getting A Good Deal on Your Travel Insurance
You have shopped around and found a great deal on your trip, so why not shop around for cheap travel insurance? Yes, cheap travel insurance is available, especially if you are looking for travel insurance online. Check out these tips to find the best travel insurance deal.

High Risk? State Insurance Pools Good for Short Term Health Insurance
A large majority of states offer risk-pools to help those who may not be able to have or afford health insurance coverage because of their physical condition. It is not cheap health insurance but can be a way to obtain short term health insurance for some.

Understanding Medicaid and Medicare Insurance Coverage
Medicaid and Medicare are government and state funded insurance programs that benefit low-income and the elderly. Find out more about medicare insurance coverage and medicaid information.