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About Personal Insurance Auto/Home Frequently Asked Questions
Automobile Insurance Questions

Does everyone have to have auto insurance?

What are the best liability policy limits?

What is the difference between comprehensive and collision coverage's?

What are the minimum requirements?

Is anyone who drives my car covered?

Why does my insurance cost more than my agent said it would?

How does my driving record affect my insurance premium?

Why is it harder to get insurance if drivers in my household have bad driving records?

My car was totaled. Why didn't my policy pay what I think my car was worth?

What happens if my loan was more than my insurance company says my car was worth?

My teenager just got his license, but I do not allow him to drive my car. Does he need to be insured?

What do insurance companies consider when they decide whether to cancel or not renew policies?

Homeowners Insurance Questions

Why didn't the insurance company pay the appraised value of my loss?

Why didn't my policy pay for damage caused by a flood?

Why didn't my policy pay for seepage, dry rot, and vermin?

Why didn't my insurance pay to replace everything I lost?

Why did the insurance company not renew my policy?

Why did my agent tell me one price for my insurance, but the company is charging me more?

What is the difference between the replacement cost and the actual cash value of my property?

Guide since 2002

Bobbie Sage
Personal Insurance Guide

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