1. About.com
  2. Business & Finance
  3. Personal Insurance

Discuss in my forum

Bobbie Sage

Car Insurance Frequently Asked Questions

By , About.com Guide   December 28, 2011

Follow me on:

Here is a very common question a lot of people are worried about when it comes to their auto insurance:

Is anyone who drives my car covered?

In most cases, yes, as long as they have the permission or reasonable belief from the insured that they can use the vehicle. The insured is the person named on the policy and their spouse if applicable. There are some exclusions, so you would need to look at your particular policy to make sure.

Remember, everyone in your household must be listed on your policy if they have a license. For example, if a girlfriend you live with uses your car, she may not be covered if you did not list her on your policy. On the other hand, if you live separately, she could use you car with your permission and be covered.

You can find more questions at Car Insurance Frequently Asked Questions

Comments
January 4, 2012 at 8:17 am
(1) Doni says:

The article it’s great my girl friend had a accident with my car and i didn’t listed her on my policy so i had to pay the crash, so i can say that every one should read this article because i’t helps you a lot not to do the same mistake as me.

Thank you a lot for sharing this article.

Leave a Comment

Line and paragraph breaks are automatic. Some HTML allowed: <a href="" title="">, <b>, <i>, <strike>

©2012 About.com. All rights reserved. 

A part of The New York Times Company.