Gaps in Homeowners Coverage: Earthquake Insurance, Flood Insurance, and Mudslide Insurance

So, I am sitting in my insurance continuing education class and guess what I feel? A vibration on my chair. I was thinking the guy beside me must be shaking his leg really hard to make the whole second floor vibrate! Later, of course, I find out it was an earthquake.

A lot of people were surprised about the recent northeast earthquake. If they were surprised then they probably don't have earthquake insurance. Earthquake insurance along with flood and mudslide insurance are common gaps homeowners insurance and many should take a second look at adding these coverages to their policy.