In Indiana, a family has finally ended a battle with their health insurance company to cover some medical care that the health insurance company said they would not because the care was a part of a experimental trial. According to www.theindychannel.com, "The company claimed that because Houser had taken part in a clinical trial during his treatment, that about $30,000 in medical care during that time was not covered by his policy, even after it was determined that Houser had been given a placebo pill as part of the study." Fortunately with help from others and persistence from the family, the medical bills were finally paid by the insurance company.
Whatever health insurance plan you have it is important to keep a personal medical log. Keeping a medical log of things such as conversations with your physicians, different procedures and surgeries performed, and prescription drugs prescribed is a way for you to be a pro-active participant in your HMO plan or other health insurance plan you participate in. Besides having a better understanding of your own health through a personal medical log, you will also benefit by having a accurate account of what exactly was prescribed and performed just incase your doctor makes a mistake when insurance is billed.