Weekend Insurance Tip: Get that Christmas Jewelry Insured!

If you are Christmas shopping for expensive items, such as jewelry, more than likely you will need a rider on your homeowners insurance policy to cover these items. Most basic homeowner policies only cover up to $1,000 for jewelry.

Purchasing a jewelry rider is very inexpensive and will protect each individual piece of jewelry you own not only against damage but theft. If your jewelry purchase is a gift for someone not covered by your insurance, do them a favor and include a reminder note for them to insure their gift.