Need Disability Insurance and Want the Payments Waived if You Lose Your Job? There is a Policy for You!

Yes, you read it right. A disability insurance policy that you won't have to pay premiums on if you lose your job. It is called ProVider Plus with the Unemployment Waiver of Premium Rider by Berkshire Life Insurance Company of America.

Basically it works like this: If you lose your job you can have your premiums waived up to a year. You will still have the full benefits of your disability policy during that time. This is a great deal if you plan to buy a disability insurance policy and is available in all states except New York and Vermont.