There are many life insurance options available. Who should choose term? Which one has a lower cost? Can I build cash value with my life insurance that I can borrow against? If you are looking into life insurance or even currently have a policy, make sure you understand, with different life circumstances and changes, your life insurance needs change too.


Bobbie, this is very good information. Most people like the concept of whole life insurance… until they see the price. With term insurance, most people can afford the right amount of coverage for their needs.