One way, that has become more prominent lately due to the economic crisis, is the cutting of programs at many hospitals and clinics including hospital closings. This has already been happening at an alarming rate in the state of California. According to www.allheadlinenews.com, "Like its home state, California hospitals are suffering financially caused by the economic crisis. Sick residents do not seek medical help because they have lost their jobs, want to preserve their savings due to threats of lay off and out-of-pocket expenses beyond their health budgets. The medical facilities are also experiencing a rise in number of patients with no medical insurance, amid a reduction of the value of their holdings. They also find it difficult to borrow funds since the credit market is almost frozen. The financial crisis gripping hospitals in the state has actually been going on for several years which had resulted in the closure of more than 70 medical institutions."

