You may not have realized it, but nationally insurance rates have been decreasing. And, although a hurricane such as Gustav would make one think that the disaster from it may make insurance rates rise, it looks as though that won't be the case. According to www.marketwatch.com, "Risk Management Solutions, another catastrophe-modeling firm, estimated total insured losses from Gustav at $4 billion to $10 billion. Despite such losses, the impact won't be large enough to reverse the current slide in insurance prices across the industry."
Most of the people of Gustav are probably not thinking too much about the insurance impact at this point, but soon they will have to deal with filing their insurance claim. Sometimes, as the case of Gustav, residents were forced to evacuate their home. Knowing how to file an insurance claim if you don't have access to your home is important for everyone to know before a disaster strikes.
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