Have you heard of self-insuring? With medical costs going through the roof, many are choosing to financially manage their own health care. Self-insuring is a combination of using health insurance along with your own funds to cut your insurance costs. But self-insuring does not stop with health care. There are ways to self-insure your auto and home insurance needs. This featured article will explain what self-insuring is all about and give you some starting steps.
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It’s easy to think that bad things happen to other people and not ourselves, but the facts suggest that isn’t a risk we can afford to take. In the UK, one in three of us will get burgled at some point in our lives yet about a quarter of households are not protected by any form of home insurance.