Life Insurance Rates Lower than Ever - Now is the Time to Buy!

You are probably wrong if you don't think you can afford life insurance. First, term life insurance is usually quite affordable for most and second, term life insurance rates are at an all time low.

According to an article by boston.com business, term life insurance rates are lower than 10 years ago due to factors such as better health care and online shopping. The article says that "a 40-year-old nonsmoking man healthy enough to qualify as a standard risk paid $1,300 per year for a 20-year plan in 1996. In 2006, a man in the same circumstances paid about $641 -- about half as much."

Time to life insurance shop! A great place to start is at Life Insurance 101