So what happens when insurance companies start classifying certain dog breeds as high-risk? Well, homeowners with those specific dog breeds may have a hard time qualifying for a homeowners insurance policy. Current policyholders may be paying more to own a high-risk breed or have to face the risk of possibly being dropped after a liability claim from a dog incidence.
Dangerous Dog Breed? You May Be Refused for Insurance
By Bobbie Sage, About.com GuideNovember 18, 2005
Explore Personal Insurance
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At first I thought that the elevated insurance cost might make people think twice about owning these breeds which might make things safer for children who might be attached.
I am not sure it will help here though. I would guess that most attacks are much more to do with the owner not controlling the dog in the first place. The sort of owners which would sexpose their dog to the risk of a situation where an accident might occur would probably not worry about (or even consider) insurance when buying the dog?
I wonder if you agree?